10 Great Reasons to Move to Canada Right Away

After the news of Donald J. Trump’s victory in the presidential election was confirmed, many Americans apparently considered moving to Canada. In fact, Canada’s citizenship and immigration website crashed as it was flooded with interest.

However, Trump certainly is not the only reason for people to move to Canada. With or without the win of the President, the number of immigrants in Canada remains high as always during the period from 2000 to 2017. Wondering why? Here are 10 reasons that make everyone want to hire an immigration lawyer in Toronto and move to Canada right away.

Immigrant-Friendly Country 

More than 250,000 people get Canadian citizenship status each year. In Toronto, Canada’s largest city, almost half of the residents are immigrants. There are also a significant number of immigrant communities in many other Canadian cities and towns. And since 41 of Canada’s 338 members of parliament were born overseas, you can rest assured that tolerance and multiculturalism are always promoted and protected.

The diversity of Canada’s population has helped to make Canadian residents welcoming to new arrivals. Furthermore, Canada immigration rules are not as rigorous when compared to other countries, therefore is much easier to qualify.

Education Matters

Canada spends more per capita on education than any industrialized nation. All young citizens have access to the best schooling available no matter what their background.

Canadian Scenery 

Having Canadian citizenship means you get to enjoy some of the most spectacular scenery on Earth, such as Niagara Falls in Ontario; Banff National Park in Alberta; Prince Edward Island; Quebec’s Laurentian Mountains; and the Capilano River area in British Columbia.

Free Basic Healthcare

If you are sick or injured in Canada, the good news is medical treatment is mostly free at the point of use.


Kindness is the culture. Canadians are known for being nice and polite, sometimes to the point that it’s considered unbelievable to some people.

Financial benefits

  • The country has a strong and stable economy, with lots of opportunities for skilled workers. Canada is expected to be among the strongest growing economies in the G-7 over this year and next.
  • Canada’s banking system works. It is the most stable banking system in the world according to the World Economic Forum for the seventh consecutive year.
  • Top personal tax bracket is 46% (combined federal and provincial). Top corporate tax rate of 38%. Small business tax rate of 16.5%.

Sound and safe

Toronto police during the 2010 G20 summit.

In 2014, the OECD Better Life Index awarded Canada an impressive 9.7 out of 10 for safety and security. High crime rate? All those mass shootings happened in the US, with 1,624 cases in only 1,870 days so far?265 million guns? Canada doesn’t have that.


Canada’s cuisine reflects the diversity of its population. A huge variety of international cuisine is available in the country. By the way, Canada’s traditional dish – poutine – is really worth a try!


You can play and/or watch ice hockey, basketball, baseball, football/soccer, golf, lacrosse, rugby, cricket, tennis, curling, swimming, volleyball, and snow skiing. Quite a lot, isn’t it?


  • Comedians (Jim Carey, Mike Myers, Martin Short, Howie Mandel, Dan Aykroyd, Samantha Bee, Seth Rogan, Eugene Levy, Catherine O’Hara)
  • Actors (Michael J. Fox, William Shatner, Pamela Anderson, Donald and Kiefer Sutherland, Keanu Reeves, Matthew Perry)
  • Musicians (Celine Dion, Bryan Adams, Bare Naked Ladies, Neil Young, Alanis Morissette, Gordon Lightfoot, Paul Anka, Rush)

are all Canadians.

Credit images: Jason Hargrove, MIKE KLASSEN, spox.com.

Enthralling Clues to Use When Looking for The Best GIC Rates

Everyone needs these interesting pointers if you are investing or planning to invest in guaranteed investment certificates. Once you master these tricks you will have the best GIC rates and the highest returns in your investment.

  1. What is a GIC?

GIC is the abbreviation for Guaranteed Investment Certificate. It is a type of investment in Canada that is issued by trust companies or banks. These investments usually require you to invest your earnings for a period to receive a guaranteed return rate.

  1. How do GICs work?

You will be required to invest at least $500 of your money and agree to leave the funds in your account for a period of specified time which can range from a month to ten years. GICs are considered safe investments for your principal investment is secure.

  1. How much do you need to invest in a GIC?

Absolutely nothing, there is no fee whatsoever to invest in a GIC.

  1. Types of GICs

There are numerous types of GICs that you can choose from depending on your financial situation and the financial institution. There are short-term and long-term GICs, redeemable and non-redeemable, registered and non-registered, etc. The list is long which can be very confusing.

  • Variable-rate vs. Fixed-rate GICs

In fixed-rate GICs, you will agree on a specific rate that your investment will accumulate all interests. This interest rate can’t change throughout the whole of the term of the GIC. You, therefore, know what you will get at the end of your term.

Variable-rate GICs change constantly throughout the term that the GIC is effective and depends more on how the stock market is doing.

In both cases, however, you find that your initial investment is always secure.

  • Registered V. non-registered GICs

The registered GICs have special government-approved tax-sheltered savings plans that are pretty beneficial. These GICs can also be held in RESPs, RRSPs, and TFSAs.

Non-registered GICs don’t get any benefits from the federal government does not usually register them. All members, therefore, have to claim earned interest as taxable income every year.

  • Redeemable V. non-redeemable GICs

Redeemable GICs are good if you plan to access your funds before the agreed length is reached. These GICs allows you to withdraw your funds without incurring any penalties.

  • Short-term V. Long-term GICs

The short-term GICs are those investments that have terms going for less than a year while the long-term GICs can go from one year to ten years which is the maximum GIC length.

  • Market-linked GICs

Also, Equity-linked GICs. These GIC investments are a little bit riskier compared to the traditional GICs. This is because the market-linked GICs are part GIC, and also part stock market investment. Your principal deposit is still guaranteed at the end of your GIC agreed term.

  • Foreign currency GICs

Some banks and other financial institutions also offer GICs in foreign currencies like U.S. dollars. Any investments made on these GICs usually earn interest in the foreign currency invested in, for example, if you invest in U.S. dollars, then the interest rates are calculated in that currency.

  1. How frequently are interests added to your GICs?

When applying for a GIC package, you will fill in how frequently you will want your GIC interests compounded.

  1. Which GIC is best for you to invest in?

You need to, first, understand your financial situation and priorities before you invest in a GIC. And then understand the duration that you plan to commit your cash to the investment.

Research helps a great deal. Shop around and compare the many different options before you decide which one is best for you.